From:Rocky Electronic:bdfry -A-
Subject:RE: insurance Date:Thu Dec 8 11:29:11 2011
Response to:16617
If you want Full Coverage, You can set the amount.
We use State Farm on our '47 IHC Street Rod Truck.
We Buy $20k Worth of Damage Coverage. If it's stolen we get a check for the amount less the deductable.
That's what your fee is based upon. We just drove over to the Agent, and he did a walk around. That was it, no professional estimate needed.
Put it in their system with low yearly miles, and it's really pretty inexpensive.
It doesn't matter what some adjuster thinks something is worth, it only matters how much coverage you buy.

Good Luck

My 55 ST is almost done so I am in the process of getting it
registered and insured. Can anyone recommend a good insurance
company. Not just for price, but good reputation. I use USAA
for all my insurance needs and I live them. However they
don't do motorcycles anymore, they recommend Progressive.
When calling Progressive they told me I would be better off
with a company that deals with antiques. They said that they
would insure me with liability, but if I wanted full coverage
they have a weird policy. Say I can get the bike appraised
and it appraises for 5k. They sell me insurance based on that
5k. If I got in an accident and their adjuster says no I think
it is only worth 1k, then that is all they would pay me.
Does anyone have a company they have liked working with?